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Step One: Identify your needs. What is important to you? What would you like to protect? This could be your car, your health, your property — or you might want to provide financial security for your loved ones in the event of your death, disability or illness. Step Two: Identify how much cover you need, in order to ensure that you are adequately insured. Step Three: Identify how much you can afford, from premiums to excess payments.
Luckily, our Gurus are well-trained and standing by to answer all of your questions. News Room Stay informed, up-to-date and on your toes with the latest news. Email Address. Cell C offers you a prepaid rate of 99 cents a minute, which works out to R for minutes, R for minutes and R for 1 minutes. These all sound cheaper than the contract rates but you need to remember that this prepaid cost only refers to the airtime you use for making calls. You will be charged additional costs for SMSs and data usage.
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There are other prepaid options that offer good value for your money. The catch is that the bonus airtime and SMSs can only be used to contact other Cell C numbers, and they expire within five days. If you are making a choice between using prepaid airtime vs a contract, you should consider the following:.
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Keeping your cellphone costs manageable June 9, Neesa Moodley. We looked at three different types of cellphone users: The weekend user: Typically a student with a small budget, who uses airtime mainly over weekends and off-peak periods, such as after 8pm. If this is you, you might choose to use prepaid airtime or a top-up contract, which gives you a set amount of minutes per month. Once your minutes run out, you have the option of topping up your phone with prepaid airtime. The average user: Someone using their phone for everyday purposes, during both business hours and off-peak periods.
The high-end user: This is the person who uses their cellphone for business purposes and needs a high volume of data as well as minutes. These are some packages to consider: The weekend user MTN Vodacom Cell C The MTN off-peak packages are relatively cheaper and are targeted at consumers who mainly use their cellphones during off-peak periods such as the weekends.
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Off-peak packages range in price from R55 to R a month and you also have the option of choosing a top-up package, which means you can load prepaid airtime if you run out of minutes before the month is up. The Flexi will cost you R a month for R airtime, which you can then top up.
If you are the type of person that uses your phone mainly for data and whatsapp messages, then the Cell C SmartChat1GB Top-up plan might be for you. For R a month, you get MB of data to be used any time, plus MB of data to be used between midnight and 6am and R25 airtime. You also receive a handset, such as the Blackberry Z3. The cost drops to R99 a month if you have your own handset.
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